Financial Planning

Financial Planning Process

 

Our financial planning process is centered on the following six-steps:

 

1.) Establish Relationship
The goal is to get to know you—we will ask for relevant financial data, assess your risk tolerance, and determine your financial goals. 

 

2.) Gather Data
We will identify your principal needs and work with you to prioritize both short- and long-term goals.

 

3.) Analyze and Evaluate
We will assess your current accounts, investments, insurance policies, and tax strategies and look for areas of opportunity.

 

4.) Develop and Present Plan
We will draft and review a financial plan that includes a detailed action plan specific to your goals and circumstances.

 

5.) Implement Plan
At this stage, we will make investment decisions on a product-specific level (mutual funds, individual stocks, individual bonds, insurance policies, annuities, etc.).

 

6.) Monitor Plan 
The final step in the process involves the ongoing monitoring of your portfolio and financial plan. As time goes on, we will ensure that your assets remain diversified and your objectives stay on track.


Diversification does not ensure a profit or protect against a loss in declining markets.